North Dakota Housing Finance Agency is committed to maintaining the privacy of our customers. 

Visitors to this website remain anonymous; we do not collect identifying information about visitors unless it is voluntarily provided. 

We collect nonpublic personal information about you from the following sources: 

  • Information you provide on applications or other forms
  • Information about your transactions with us, our affiliates, or others
  • Information obtained from a consumer reporting agencies

Nonpublic personal information includes personally identifiable financial information collected in connection with providing a financial product or service to you. It does not include information available from public sources, such as telephone directories or government records.

In addition to the information you provide directly, we may use standard website software tools to collect non‑identifying information about visitors. This may include the date and time the site was accessed, IP address, type of web browser used, and general geographic location (city, state, and country).

We use this non‑identifying information to generate summary statistics and to assess how visitors use our website, helping us improve the information and services we provide.

Some areas of our website may also use “cookies,” which are temporary files stored on your device. Cookies allow our web server to recognize returning visitors, track the pages you access, and improve your overall website experience.