Mortgage Rates as of Tuesday, November 11, 2025

** FirstHome Rate Origination Fee - Discount Points
Government (FHA, VA, RD) 5.450 / 5.700 1.5% / 0%
Conventional 5.700 / 5.950 1.5% / 0%
** FirstHome Start Rate Origination Fee - Discount Points
Government (FHA, VA, RD) 5.950 / 6.200 1.5% / 0%
Conventional 6.200 / 6.450 1.5% / 0%
** FirstHome DCA Rate Origination Fee - Discount Points
Government (FHA, VA, RD) 5.450 / 5.700 1.5% / 0%
Conventional 5.700 / 5.950 1.5% / 0%
North Dakota Roots Rate Origination Fee - Discount Points
Government (FHA, VA, RD) 6.250 / 6.500 1.5% / 0%
Conventional 6.500 / 6.750 1.5% / 0%
North Dakota Roots Start Rate Origination Fee - Discount Points
Government (FHA, VA, RD) 6.750 / 7.000 1.5% / 0%
Conventional 7.000 / 7.250 1.5% / 0%

** HomeAccess is eligible with these products