Mortgage Rates as of Thursday, October 15, 2026

** FirstHome Rate Origination Fee - Discount Points
Government (FHA, VA, RD) 6.200 / 6.450 1.5% / 0%
Conventional 6.450 / 6.700 1.5% / 0%
** FirstHome Start Rate Origination Fee - Discount Points
Government (FHA, VA, RD) 6.700 / 6.950 1.5% / 0%
Conventional 6.950 / 7.200 1.5% / 0%
** FirstHome DCA Rate Origination Fee - Discount Points
Government (FHA, VA, RD) 6.200 / 6.450 1.5% / 0%
Conventional 6.450 / 6.700 1.5% / 0%
North Dakota Roots Rate Origination Fee - Discount Points
Government (FHA, VA, RD) 7.100 / 7.350 1.5% / 0%
Conventional 7.350 / 7.600 1.5% / 0%
North Dakota Roots Start Rate Origination Fee - Discount Points
Government (FHA, VA, RD) 7.600 / 7.850 1.5% / 0%
Conventional 7.850 / 8.100 1.5% / 0%

** HomeAccess is eligible with these products