Mortgage Rates as of Monday, August 31, 2026

** FirstHome Rate Origination Fee - Discount Points
Government (FHA, VA, RD) 5.500 / 5.750 1.5% / 0%
Conventional 5.750 / 6.000 1.5% / 0%
** FirstHome Start Rate Origination Fee - Discount Points
Government (FHA, VA, RD) 6.000 / 6.250 1.5% / 0%
Conventional 6.250 / 6.500 1.5% / 0%
** FirstHome DCA Rate Origination Fee - Discount Points
Government (FHA, VA, RD) 5.500 / 5.750 1.5% / 0%
Conventional 5.750 / 6.000 1.5% / 0%
North Dakota Roots Rate Origination Fee - Discount Points
Government (FHA, VA, RD) 6.500 / 6.750 1.5% / 0%
Conventional 6.750 / 7.000 1.5% / 0%
North Dakota Roots Start Rate Origination Fee - Discount Points
Government (FHA, VA, RD) 7.000 / 7.250 1.5% / 0%
Conventional 7.250 / 7.500 1.5% / 0%

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