Mortgage Rates as of Tuesday, March 31, 2026

** FirstHome Rate Origination Fee - Discount Points
Government (FHA, VA, RD) 5.250 / 5.500 1.5% / 0%
Conventional 5.500 / 5.750 1.5% / 0%
** FirstHome Start Rate Origination Fee - Discount Points
Government (FHA, VA, RD) 5.750 / 6.000 1.5% / 0%
Conventional 6.000 / 6.250 1.5% / 0%
** FirstHome DCA Rate Origination Fee - Discount Points
Government (FHA, VA, RD) 5.250 / 5.500 1.5% / 0%
Conventional 5.500 / 5.750 1.5% / 0%
North Dakota Roots Rate Origination Fee - Discount Points
Government (FHA, VA, RD) 6.600 / 6.850 1.5% / 0%
Conventional 6.850 / 7.100 1.5% / 0%
North Dakota Roots Start Rate Origination Fee - Discount Points
Government (FHA, VA, RD) 7.100 / 7.350 1.5% / 0%
Conventional 7.350 / 7.600 1.5% / 0%

** HomeAccess is eligible with these products